Colorado.Ink LLC
DBA: KB Insurance & Legacy Advisors

Operating brands may also include:
• Legacy Bridge
• Puzzle Benefit Solutions

Effective Date: February 20, 2026

Overview

Colorado.Ink LLC, doing business as KB Insurance & Legacy Advisors (“Company,” “we,” “us,” or “our”), respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard information obtained through our websites, appointment scheduling tools, consultations, and communications, including email and SMS communications when consent is provided.

Eligibility & Age Requirement

Our services, websites, and communication programs are intended for individuals who are 18 years of age or older.

By submitting your information or opting in to communications, you represent that you meet this age requirement and have the legal authority to provide consent.

Information We Collect

We may collect personal information that you voluntarily provide, including:

• Full name
• Email address
• Phone number (including mobile number)
• Mailing address
• Date of birth (when relevant for insurance or Medicare consultations)
• Business or employer information (when applicable)
• Appointment scheduling details and communication preferences

We do not intentionally collect sensitive medical or financial information through public website forms. Any sensitive information shared during consultations is handled through secure and appropriate channels.

How We Use Your Information

We use your information to:

• Schedule, confirm, and manage appointments
• Provide insurance, Medicare, and related consultation services
• Respond to inquiries and client requests
• Deliver service-related communications
• Communicate via email or SMS when you have provided explicit consent
• Maintain internal records for business, compliance, and service purposes

We do not sell, rent, or trade your personal information.

Mobile information will not be shared, sold, or transferred to third parties or affiliates for marketing or promotional purposes. SMS consent is not shared with third parties.

SMS Communications & Consent

If you provide your mobile phone number and opt in, KB Insurance & Legacy Advisors may send SMS text messages related to:

• Appointment confirmations and reminders
• Client-requested follow-up communication
• Service-related notifications
• Responses to inquiries or requested information
• Account or policy-related communication

KB Insurance & Legacy Advisors does not send promotional or unsolicited marketing text messages. SMS communication is limited to service-related, informational, and client-requested communication.

Message frequency varies.

Message and data rates may apply.
Consent to receive SMS messages is not a condition of purchase.

You may opt out of SMS communications at any time by replying:

STOP — to unsubscribe
HELP — for assistance

We honor all opt-out requests promptly and maintain records of SMS consent in accordance with applicable laws and carrier requirements.

Message Delivery & Carrier Liability

SMS message delivery is subject to effective transmission by your wireless carrier and the capabilities of your mobile device.

Neither Colorado.Ink LLC, DBA KB Insurance & Legacy Advisors, nor mobile carriers are liable for delayed, misdelivered, or undelivered messages.

Information Sharing

We may share personal information only as necessary with:

• Licensed insurance carriers and partners for application, enrollment, underwriting, or servicing purposes
• Trusted third-party service providers (such as CRM, scheduling, email, or communication platforms) used to operate our business
• Regulatory or legal authorities when required by law

Mobile phone numbers and SMS consent data are not shared or sold to third parties for marketing or promotional purposes.

Data Security

We use commercially reasonable administrative, technical, and physical safeguards to protect personal information, including secure platforms and controlled access to data.

However, no method of electronic transmission or storage is guaranteed to be 100% secure.

Cookies & Website Tracking

Our websites may use cookies or analytics tools to improve performance and user experience. This data is generally non-personally identifiable and used for website functionality, analytics, and optimization purposes only.

Your Rights & Choices

You may request to:

• Access your personal information
• Correct or update inaccurate information
• Request deletion of your information (subject to legal and regulatory retention requirements)
• Withdraw consent for email or SMS communications

Requests may be submitted by contacting:

Email: [email protected]

Updates to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised effective date.

Continued use of our website or services after updates constitutes acceptance of the revised policy.

Contact Information

KB Insurance & Legacy Advisors
DBA of Colorado.Ink LLC

1500 N Grant Street, Suite N
Denver, CO 80203

Phone: 720-254-1489
Email: [email protected]